This website is a foreclosure law resource for people who fight foreclosure – both homeowners and attorneys. The foreclosure law discussed here is good in states that require the lender use the court system to foreclose, as well as in those that require you file your own lawsuit to stop foreclosure. It includes information you can use directly in court, including a sample Motion to Extend time, used when the lender files foreclosure in court. This site provides substantive foreclosure law for consumers, but is a companion to 23 Legal Defenses to Foreclosure, a detailed foreclosure defense book that walks you through (in detail) 23 different legal defenses to foreclosure. If the information in this site helps your situation, we recommend you consider 23 Legal Defenses to Foreclosure, available by clicking here. Learn why others say this book is a “great manual for protecting consumers and fighting the banks!”

If you like the information provided on this website, we urge you to consider 23 Legal Defenses to Foreclosure, a 440 page foreclosure defense manual by. As a bonus, if you purchase through our publisher’s website, we will send you an electronic copy of the TILA finance charge calculations free! Learn why others call this resource “EXCELLENT!” Click here to buy now!

Learn more about any of the following defenses by clicking on it.

After reviewing the powerful information on this website, consider 23 Legal Defenses to Foreclosure. This how-to foreclosure book breaks down 23 powerful foreclosure defenses into easy-to-understand chapters. Each chapter is packed with useful information that you can use to fight the bank in court in any state. The book includes legal letters, forms, motions, an “Answer” to a foreclosure lawsuit, and sample discovery to get damaging information directly from the lender.

Chapters in this foreclosure fight book are broken down into sections that include:

• A definition of the legal defense.
• How to spot the legal defense.
• The foreclosure defense’s limitations.
• The damages available.
• A litigation strategy.
• The applicable law or civil rule.
• The elements and factors to prove in court.
• Checklists and worksheets.
• Starter discovery requests to serve on the bank.
• Whether you can sue others.

23 Legal Defenses to Foreclosure shows you how to examine closing documents for violations of tough federal laws that govern mortgage transactions. It includes recommended strategies for fighting foreclosure, and checklists that make this foreclosure book easy enough for anyone to understand.

Each chapter in this book includes a section of the possible damages available for each legal defense, including how to cancel the loan and get a refund of all money paid. (See Defenses #1, #3, and #4: Truth-in-Lending Act.)

In addition to the information in this website, look to 23 Legal Defenses to Foreclosure for easy-to-understand ways of identifying federal foreclosure defenses that are good in every state. The legal defenses in this foreclosure resource that can be used in any state include:

• Predatory lending
• Unconscionability
• Breach of contract
• Truth-in-Lending Act (TILA)
• Home Ownership and Equity Protection Act (HOEPA)
• Real Estate Settlement Procedures Act (RESPA)
• Fair Debt Collection Practices Act (FDCPA)
• Fair Credit Reporting Act (FCRA)
• Failure to comply with pre-foreclosure conditions
• Failure to verify income or assets
• Bankruptcy
• Equal Credit Opportunity Act (ECOA)
• And more, including a bonus listing of 30+ additional defenses to foreclosure – over 50 defenses total!

23 Legal Defenses to Foreclosure is an absolute must-have for anyone who fights foreclosure. No other foreclosure book packs so many legal defenses into one source. Find out why attorneys give this book a “Thumbs Up!”. Please click here to purchase this foreclosure book, 23 Legal Defenses to Foreclosure.